Flexible Financing for Your HVAC Needs
Get the comfort your home needs today, with manageable monthly payments through Wisetack.
Affordable Comfort When You Need It
Vickers Heating & Air partners with Wisetack to offer customer financing, so homeowners and vacation rental owners across North Central Florida can move forward with a needed repair, replacement, or new install without paying the full cost upfront.
How Financing Works
Contact Us
Contact Vickers about your project and ask about financing.
Check Your Options
Check your options through Wisetack. This is a soft credit check and does not affect your credit score.
Choose Your Plan
Choose the monthly payment plan that fits your budget, then we get to work.
What You Can Finance
- New AC or heat pump installation
- Full system replacement
- Mobile home HVAC and ductwork upgrades
- Major repairs
- New construction HVAC systems
Flexible Financing Available
Learn more about your financing options and see if you pre-qualify.
Check Your Options on WisetackFinancing FAQ
Does checking my financing options affect my credit score?
No. Checking your options through Wisetack is a soft credit check, which does not affect your credit score. You would only see a hard inquiry if you choose to accept and complete a loan.
What loan amounts are available?
Financing amounts can range from a few hundred dollars up to tens of thousands of dollars, depending on the size of your project and your approval. Contact us to discuss financing for your specific job.
What are the interest rates and terms?
Rates and terms vary based on your credit profile and the lending partner. Offers typically range from 0% to 35.9% APR with repayment terms from a few months up to several years. Your specific offer will be shown to you before you accept anything.
Is there a prepayment penalty if I pay off my loan early?
No. There are no prepaid finance charges or participation fees.
How do I apply?
Contact Vickers Heating & Air to discuss your project and get started with the financing process.
Can I finance a repair, or only a full system replacement?
Financing can be used for repairs, full replacements, and new installations, not just large purchases.
Does financing work for vacation rental or investment properties?
Yes, financing is available for vacation rental and investment properties, not just primary residences.
What if I have less than perfect credit?
Financing decisions consider your full credit profile, not just your credit score, so applicants with a range of credit histories may still be approved for an offer.
Ready to Get Started?
Vickers Heating & Air LLC is not currently an approved Wisetack merchant partner. Financing information on this page is provided for general reference. Contact us directly to discuss financing options for your project.